Viewing posts categorised under: Sell Your Home

Have You Received A Notice of Default on Your Central Texas Home?

Posted by Keller Home Solutions in Avoiding Foreclosure, Sell Your Home, Uncategorized | 1 comments

25.10.19

Have You Received A Notice of Default on Your Central Texas Home?

Have you ever been given a notice of default on your Central Texas home before? A Notice of Default is a document that a lender files to begin the process required for foreclosure. This document is sent to people that are interested in a specific property and a copy is given to other parties that are owed money.

Even more, this notice must be placed on the property for everyone to see as well as printed in a newspaper.

Going through the process of foreclosure can be very embarrassing for the defaulter, but it’s actually necessary for the protection of consumers. Before the advent of the law that required a notice of default to be sent to the defaulter and all other parties involved, people were sometimes foreclosed on without any prior warning. 

The notice of default is a very critical step in the foreclosure process that gives everyone with an interest in the property the opportunity to step forward, renegotiate their mortgages and claim their rights – before it’s too late.

If you’ve received a foreclosure notice of default, it’s very important to move fast and take any appropriate actions necessary, as time is of the essence.

Below are some of the steps you could take if you have received a notice of default:

Remain Calm

This may seem like the obvious first step, but it’s actually very difficult not to panic in the face of foreclosure. Facing a foreclosure involves dealing with a lot of anxiety and stress about the coming days, beyond just the property. 

These situations will take a while to resolve, and you will be best served by staying cool, thinking logically, to be able to come up with solutions to the predicament. Panic leads to making bad decisions, so try and stay cool.

Research the Foreclosure Process

Try as much as possible to learn about the foreclosure process and laws in Texas so you can be adequately prepared for what comes next.

Look into Available Resources

You need to find out what your options are. Some organizations are available to help you avoid foreclosure. There are also plenty of non-profit and government resources readily available for you and at your disposal. 

You’ll want and need good legal and tax advice from experts along the way. It would be best not to try and do everything alone. It’s okay to ask for help, as foreclosures can be quite complicated with lots of rules.

Research and find out what your options are and pick the best one available to you based on your individual circumstances. There are plenty more options out there than you realize.

Communicate, Communicate, Communicate

The banks involved don’t want your property. They only want their money back. 

Communicating effectively with the banks may could help slow down or terminate the foreclosure process if the appropriate action is taken and new terms are agreed upon. Time is always of the essence after receiving a notice of default. It’s always important to act fast and appropriately.

Should you need help from a REALTOR® that can answer questions, give us a call. We are not attorneys and do not provide legal advice, but we do have the resources and are happy to share them with you.

Do You Find Yourself Hoarding Possessions and Feeling Overwhelmed at The Thought Of Selling?

Posted by Keller Home Solutions in Sell Your Home | 0 comments

15.08.19

Keller Home Solutions real estate austin texas James vivian keller

Selling your home can be a tedious and overwhelming process. It may be part of the reason you hold onto the real estate for far longer than necessary when you can sell and get the monetary value for your possessions.

The overwhelming stress and concern attached to selling your home are sometimes triggered by the fear of getting the right price for your possessions, coupled with the emotional attachment you have with the property. But as much as these lingering concerns are enough to hold you back from selling, there are many reasons why selling your home is the better option.

The Simple Reason

Selling the property is a way of making money and moving past the obstacle that is overwhelming you. When you sell your possessions, you get to recoup the money you may have lost.

Avoid Future Maintenance Costs

Maintaining a property can be stressful, demanding, and financially draining. Day-to-day maintenance, major repair items, and even property taxes can be a financial burden if you aren’t prepared.

Sell Quickly and Easily with Us

One of the best ways to get your property sold quickly, easily, and without stress, and at the same time making enough money from your sales, is to get a good real estate agent. Especially one that is interested in buying your property outright versus placing it on the market and waiting for a buyer.

Although there are so many real estate agents in town who are more concerned with your property, we care for you and want to help alleviate your burden. Not only are we going to help you sell your home, we are going to be there for you all through the way.

Selling your property might be a dreadful thought, especially if you’re attached to it. Pack what you need and give us a call. We’ll take care of the rest.